Unfortunately, many motorists out on the roads in our community either have absolutely no insurance or a very minimal amount ($10,000). We have handled cases in which our client was seriously hurt by an uninsured motorist and without UM coverage they suffered without the ability to be reimbursed for their losses.
We advise our clients to buy UM coverage because you effectively buy insurance to protect YOURSELF and YOUR family from motorists who have no coverage -- your UM coverage pays for YOUR losses caused by an uninsured motorist. We encourage our clients to check with several insurance companies -- UM coverage is relatively inexpensive.
